Business with Us Book an appointment

Folio 00 · Engagement letter

Your books, balanced to the penny.

Bookkeeping and tax prep — and we open corporations, keep them current, handle trademarks and licences, and sit with you when you have to fight CRA.

Book an appointment See the practice areas

Corporations, sole props, trademarks, licences. GTA and Ontario.

Next statutory date GST/HST Q3 filing
00 days 00 hrs 00 min 00 sec
Open the CRA calendar
0yrs in the GTA ledger
0files on the board
0tax recovered, last 36 mo
0typical close after month-end
Folio 01

Practice areas, written like a chart of accounts.

01 · Monthly bookkeeping & close

Bank, credit card, and Stripe feeds into a reviewed general ledger. We issue P&L, balance sheet, and a one-page close memo within one business day of month-end once the file is current.

02 · Bookkeeping in your place · weekly

We sit at your desk one day a week: bills, receipts, payroll source docs, and the till. Same close as remote, except the books get done where the work actually happens. GTA shops, studios, and job sites.

03 · GST/HST & payroll filings

Registrations, instalments, PD7A remittances, ROEs, T4/T4A, and HST returns — quarterly or annual — with a paper trail CRA can follow without a fishing expedition.

04 · Corporate T2 & owner compensation

T2, Schedule 1 adjustments, CCA, SR&ED handoff, and salary-vs-dividend modelling so you do not over-bonus in December and under-RRSP in February.

05 · Personal T1 for principals

Owner T1s bundled with the corporate file: rental, capital gains, Ontario health premium, and instalment planning tied to the same source documents.

06 · If you need to fight with CRA

Requirement-to-file letters, reviews, audits, collections, and the officer who will not get off the phone. We assemble the paper, sit on the call, and push back when the assessment is wrong — not a disappearing portal ticket.

07 · Open a corporation & keep it

Federal or Ontario incorporation, minute book, annual returns, extra-provincial if you wander. After the articles are filed we stay on the file: directors, shares, and the T2 that has to match.

08 · Trademarks

Search, file, and keep a Canadian trademark from going stale. Name, logo, slogan — so the brand on the truck is actually yours.

09 · Licences

Municipal business licences, provincial registrations, HST numbers, and the renewals nobody calendars until they expire. We map what you need to operate and keep the dates.

10 · Catch-up files

Two years in a shoe box. We reconstruct, file what is late, then hand you a ledger that actually balances.

11 · Advisory retainers

Quarterly packets: cash runway, tax instalment map, pricing sanity, and a named person on the file — not a rotating junior.

Folio 02

CRA calendar, Ontario clock.

Live countdown to the next filing that actually bites a GTA operator. Dates assume a December 31 year-end unless noted.

    Folio 03

    What you keep.

    One slider. Three ways to take the same profit. 2025 Ontario sketch — not a filed return.

    Profit this year $180,000
    $40k$500k

    Sole prop

    You keep

    —

    Tax —

    Corp, as salary

    You keep

    —

    Tax + CPP/EI —

    Corp, as dividend

    You keep

    —

    Corp + personal tax —

    Salary assumes you T4 the whole profit. Dividend assumes the company pays small-business tax, then you take the rest as a non-eligible dividend.

    Folio 03b

    Your T4, if you pay a salary.

    Separate from the compare above. Drag a salary; we fill a simple 2025 T4.

    Salary on the T4 $80,000
    $0$250k
    Folio 04

    Four steps from intake to close.

    1. 01

      Discover

      Twenty minutes. We read the last T2, the CRA account, and whether the ledger is a file or a rumour.

    2. 02

      Map

      Chart of accounts, HST method, payroll cadence, and who owns which source document.

    3. 03

      Close

      First month is a reconstruction. After that, one-day close and a memo in plain English.

    4. 04

      Advise

      Instalments, compensation, and the December decisions that actually change tax.

    Folio 05

    Files we already know how to close.

    Restaurant pass and open kitchen
    Hospitality · HST on mixed supplies
    Construction site with steel and sky
    Trades · holdbacks & WSIB
    Professional studio office
    Studios · contractor vs payroll
    Clinic corridor
    Clinics · professional corps
    Folio 06

    Postcards from the file room.

    They rebuilt two years of QBO in six weeks and the CRA officer closed the file. I still have the “Reconciled” stamp on my fridge.

    Mira S. · King West restaurant group

    Salary vs dividend used to be a December panic. Now it is a one-page model and a date on the calendar.

    James O. · Vaughan electrical

    We are a four-location clinic. Payroll, HST, and T2 finally live in the same sentence. Partner actually answers.

    Dr. A. Rahman · professional corp
    Folio 07

    Retainers, printed like a price list.

    Ledger

    $395/mo

    • Up to 125 transactions
    • Monthly close + HST worksheet
    • One owner T1 at year-end add-on
    Request Ledger

    Close

    $745/mo

    • Up to 400 transactions
    • Payroll + HST filings included
    • Optional weekly on-site day
    • Quarterly tax map
    • T2 coordination
    Request Close

    Partner

    $1,340/mo

    • Multi-entity / professional corps
    • Named partner on the file
    • Compensation modelling
    • CRA fights & correspondence
    • Corps, trademarks, licences
    Request Partner

    Catch-up and CRA disputes billed at $165/hr after we see the file. Incorporations, trademarks, and licences quoted after intake. Weekly on-site bookkeeping includes GTA travel. Prices in CAD, plus HST.

    Folio 08

    The firm behind the stamp.

    Business with Us opens corporations and then actually looks after them — books, tax prep, trademarks, licences, and the CRA fight when it shows up. We do not sell software.

    Offices by appointment in Toronto, and a weekly chair in your shop when you want the books done on-site. The mark is a red stamp — same as Reconciled — because the file is with us, not parked in a portal nobody checks.

    Folio 09

    Questions we answer before the engagement letter.

    Do I need to switch bookkeepers?

    No. We can review a current bookkeeper’s file, take over the close, or run a parallel quarter until you are ready to cut over.

    Can you work in QuickBooks Online and Xero?

    Yes. We also inherit Wave, Excel, and shoebox PDFs. The destination is a reconcilable general ledger — the software is a tool.

    Are you a full-service public firm?

    We look after owner-managed Ontario companies: books, tax prep, corporations, trademarks, licences, and CRA disputes. We refer out when a file needs a specialist (SR&ED claim prep, US cross-border).

    How do catch-up files get priced?

    $165/hr with a written cap after we see the bank statements. No surprise “reconstruction retainers” after week two.

    Do you file T2 and T1 together?

    For principals on the Partner and Close retainers, yes — the personal return is scheduled off the same year-end package.

    Can you incorporate and file a trademark?

    Yes. We open the corporation, keep the minute book and annual filings, and we search and file Canadian trademarks and the licences you need to operate.

    Will you fight CRA with me?

    Yes. Letters, reviews, audits, collections. We build the file and sit on the call. Quoted after we read what they sent.

    Where do you work from?

    Toronto by appointment, and remotely across the GTA and the rest of Ontario.

    Folio 10

    Book an appointment.

    Twenty minutes, same week when we can. Books, a new corp, a trademark, a licence, or a CRA fight.

    Folio 11

    From the journal.

    All ledger notes